Split your rent into two payments
Flex gives you access to a credit line so you can pay part of your rent later and breathe easier each month.
Stretch your cash further with Flexible Rent
Easier on your budget
Pay part of your rent upfront and the rest later in the month when it works best for you.
Helps you pay rent on time
Breathe easy knowing your full rent is paid when it’s due—even if you don’t have all the funds.
Builds your credit history
Your on-time monthly rent payments can help build your financial future.
Easier on your budget
Pay part of your rent upfront and the rest later in the month when it works best for you.
Helps you pay rent on time
Breathe easy knowing your full rent is covered on time—even if your paycheck hasn’t hit yet.
Builds your credit history
Your on-time monthly rent payments can help build your financial future.
Easier on your budget
Pay part of your rent upfront and the rest later in the month when it works best for you.
Helps you pay rent on time
Breathe easy knowing your full rent is covered on time—even if your paycheck hasn’t hit yet.
Builds your credit history
Your on-time monthly rent payments can help build your financial future.
Easier on your budget
Pay part of your rent upfront and the rest later in the month when it works best for you.
Helps you pay rent on time
Breathe easy knowing your full rent is covered on time—even if your paycheck hasn’t hit yet.
Builds your credit history
Your on-time monthly rent payments can help build your financial future.
How Flexible Rent works
Pay part of your rent upfront
Pay part of your rent upfront
When rent is due, you make your 1st payment.
Rent gets paid in full
Rent gets paid in full
Your 1st payment and what you borrow from a revolving credit line is combined to pay your full rent to your property.
Pay us back on your schedule
Pay us back on your schedule
Make your 2nd payment to pay off your credit line before the end of the month.
Build credit history
Build credit history
Your on-time rent payments may be reported to TransUnion to help you establish payment history and build your credit profile.
How Flexible Rent works
Pay part of your rent upfront
Rent gets paid in full
Your 1st payment and what you borrow from a revolving credit line is combined to pay your full rent to your property.
Pay us back on your schedule
Make your 2nd payment to pay off your credit line before the end of the month.
Build credit history
Your on-time rent payments may be reported to TransUnion to help you establish payment history and build your credit profile.
Flex helps people breathe easier
Budget saver
Cash flow is king — Flex allowed me to get my budget under control and get off the teeter totter. I’ve been able to start putting money away without an increase in income just by stabilizing my monthly cash flow — thank you Flex.
Flex has made paying rent exciting, and it looks nice too.
That’s why I chose to use Flex. It’s building credit on something I believe we should already be able to build credit on in the first place.
Life Saver
Having a job that doesn’t pay every two weeks makes paying bills more difficult than it has to be. Flex has literally been a life saver. Being able to pay rent in two parts has freed up much-needed finances and allowed me to become current on so many bills.
Great for building credit and managing funds
Great! I find this very convenient to help with building credit while doing something you do every month- pay rent. I also love the fact that I can split my payments up in two payments. 10/10!
Great app, great place when you need a little help
Flex has helped my family through a difficult time with flexible rent options and helped us get back on track. If you’re hesitant about Flex, give them a try. You will be glad and relieved you did!
Life saver for inflation
My rent has gone up like crazy but my salary hasn’t. Flex has helped me manage my finances so I’m not stressing the first two weeks of the month. So thankful I found this app.
*Data based on a 458 customer responses through Flex’s 2025 Financial Well-being Survey.
Join the Flex property network
Split your rent into two payments
Flexible Finance, Inc. (“Flex”) is a financial technology company, not a bank. All lines of credit, banking services, and payment transmissions are offered by Lead Bank. An application and credit assessment are required for approval. Credit line amounts vary based on eligibility (graphics are illustrative only); to access a credit line, you are required to make timely payments each month. Unsecured lines of credit are provided for a recurring monthly membership fee of $14.99 at 0% APR. A bill payment fee of 1% of your total rent is also charged when you pay your rent using the Flex app (additional card processing fee applies when using a credit card). Memberships automatically renew until canceled. Secured lines of credit are provided at 0–9% APR based on your credit worthiness. You are required to maintain a security deposit with Lead Bank. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your line of credit may be reported to one or more national credit bureaus. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.
Licenses
Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673
Please refer to NMLS Consumer Access for information on our licenses
Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. FLEXIBLE FINANCE BROKERING, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
*Individual results vary. Average outcome for customers who opened a Credit Builder account for use in September 2024 with a starting VantageScore 3.0 with a credit score below 560 and made consistent, on-time payments for at least one month. Factors other than on time payments, including interactions with other creditors, also play a role and may impact results. Payment history will be reported to TransUnion. Past performance does not guarantee future results, and a credit score increase is not guaranteed.
All product names, logos, brands, and trademarks are the property of their respective owners. Use of these names, logos, and brands does not imply endorsement.