Make rent work for you

With Flex, you can split your rent into smaller, more manageable payments so you can breathe easier each month.

Helping millions of renters since 2019

$15.8B+

In rent paid through Flex

10.5M+

On-time rent payments on behalf of users

8M+

Units offer Flex across the U.S.

4.8

App Store rating from 190k+ reviews

A more flexible way to pay rent

You’ll pay part of your rent upfront and the rest later in the month when it works best for your finances.

Smaller rent payments means more money on hand throughout the month

Easier to manage day-to-day expenses

Less financial anxiety and stress

Helps build your financial future

Flex members see real impact

72.6%

of members reported significant improvement in their ability to manage finances and pay bills*

49.5%

of members feel their overall financial health improved significantly*

*Data based on ~300 customer responses through Flex’s 2025 Financial Well-being survey.

We’re creating the best rent payment experience for all

Renters

Improve your cash flow or your credit when you pay rent through Flex.

Properties

Boost NOI and improve resident retention by offering modern financial amenities—at no cost to you.

Ready to use Flex?

Ready to use Flex?

California, Minnesota, and Oregon Privacy Requests

Flexible Finance, Inc. (“Flex”) is a financial technology company, not a bank. All lines of credit, banking services, and payment transmissions are offered by Lead Bank. An application and credit assessment are required for approval. Credit line amounts vary based on eligibility (graphics are illustrative only); to access a credit line, you are required to make timely payments each month. Unsecured lines of credit are provided for a recurring monthly membership fee of $14.99 at 0% APR. A bill payment fee of 1% of your total rent is also charged when you pay your rent using the Flex app (additional card processing fee applies when using a credit card). Memberships automatically renew until canceled. Secured lines of credit are provided at 0–9% APR based on your credit worthiness. You are required to maintain a security deposit with Lead Bank. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your line of credit may be reported to one or more national credit bureaus. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Licenses
Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673
Please refer to NMLS Consumer Access for information on our licenses

Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. FLEXIBLE FINANCE BROKERING, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

*Individual results vary. Average outcome for customers who opened a Credit Builder account for use in September 2024 with a starting VantageScore 3.0 with a credit score below 560 and made consistent, on-time payments for at least one month. Factors other than on time payments, including interactions with other creditors, also play a role and may impact results. Payment history will be reported to TransUnion. Past performance does not guarantee future results, and a credit score increase is not guaranteed.

© 2025 Flexible Finance Inc.