Flexible Rent – Split Your Rent into Smaller Payments with Flex

Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Start now

Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Start now

Improve your cash flow

Pay your rent over the month, so you can plan for the things that matter most to you.

Help you pay rent on time 

Split your rent into smaller payments, so you can rest easy each month.

Build your credit history

Your on-time rent payments may be reported to TransUnion, helping you build your future.

Stretch your cash further

Get more freedom to allocate your money where it’s needed the most. So you can rest easy knowing that your finances are within your control.

Start now

How Flexible Rent works

Sign up and create your schedule

We’ll perform a soft credit check to check your eligibility. Then, create a rent payment schedule that fits your finances.

Fund part of your rent

Contribute part of your rent to access your Flex credit line which unlocks Flexible Rent. We can automatically pull funds or you can manually initiate the rent payment process.

Your rent gets paid

Depending on your property, we will either pay your rent directly or provide you with a payment method for you to submit your rent through your rent portal.

 

Flex-integrated properties



If your property is integrated with Flex, we’ll pay your rent directly to your property after processing your 1st payment.

Learn more

Properties not integrated with Flex



If your property is not integrated with Flex, we’ll provide a Flex bank account or debit card for you to submit your rent through your portal after processing your 1st payment.

Learn more

Flex-integrated properties

If your property is integrated with Flex, we’ll pay your rent directly to your property after processing your 1st payment.

Learn more

Properties not integrated with Flex



If your property is not integrated with Flex, we’ll provide a Flex bank account or debit card for you to submit your rent through your portal after processing your 1st payment.

Learn more

Pay us back on your schedule

Payments will be automatically processed according to your payment schedule, or you can pay through the app when convenient.

Paying with Flexible Rent

Let’s break down an example of a $1,500 rent payment when paying with debit.
Payment type You pay Example payment dates
1st payment
$909*

1st of each month i Flex will start collecting your 1st payment as soon as your rent is posted on the rent portal which can be as early as the last day of the prior month.

2nd payment
$606*

15th of each month i You have the flexibility to choose your 2nd payment date and select any day up to the last day of the month.

Membership fee
$14.99

15th of each month

*Example payments include a 1% bill payment fee. You may be subject to an additional $3 property passthrough fee for each month you use Flex, depending on your property. There is no processing fee when paying with a debit card. An additional 2.5% processing fee applies when using a credit card.

Payment type You pay Example payment dates
1st payment
$909*
1st of each month i Flex will start collecting your 1st payment as soon as your rent is posted on the rent portal which can be as early as the last day of the prior month.
2nd payment
$606*
15th of each month i You have the flexibility to choose your 2nd payment date and select any day up to the last day of the month.
Membership fee
$14.99

15th of each month

*Example payments include a 1% bill payment fee. You may be subject to an additional $3 property passthrough fee for each month you use Flex, depending on your property. There is no processing fee when paying with a debit card. An additional 2.5% processing fee applies when using a credit card.

Type of credit line​ Pricing
If you have an unsecured credit line
equal to a portion of your rent bill
  • $14.99 monthly membership fee
  • 1% bill payment fee

If using a credit card, a 2.5% card transaction fee
will also be applied.
If you have a secured credit line equal
to your entire rent bill
  • No monthly membership fee
  • No bill payment fee
  • 1% – 2.5% monthly rate (12% – 30% APR)

*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.

Type of credit line​ Pricing

If you have an unsecured credit line equal to a portion of your rent bill

• $14.99 monthly membership fee

• 1% bill payment fee

If using a credit card,
a 2.5% card transaction fee will
also be applied.

 

You may be subject to an additional $3 property passthrough fee for each month you use Flex,
depending on your property.

If you have a secured credit line equal to your entire rent bill

• No monthly membership fee

• 2% monthly interest (24% APR)

You may be subject to an additional $3 property passthrough fee for each month you use Flex,
depending on your property.
*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.
Type of credit line​ Pricing

If you have an unsecured credit line equal to a portion of your rent bill
• $14.99 monthly membership fee
• 1% bill payment fee


If using a credit card, a 2.5% card transaction fee will also be applied.

If you have a secured credit line equal to your entire rent bill

• No monthly membership fee
• 2% monthly interest (24% APR)
*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.

FAQs

Here are a few of our most frequently asked questions.

You have the flexibility to make changes to your payment schedule directly in the app. Just remember to reschedule at least 1 business day before the chosen date and ensure your account has a zero balance by 11:59 PM ET on the last day of the month to continue benefiting from Flex services in the coming months. If you turn autopay off and don’t pay rent through Flex, we will keep your Flex credit line open with the same monthly membership fee. If you cancel your Flex account, you’ll no longer pay a membership fee but you’ll have to re-apply to use Flex again in the future.

To reschedule your 2nd payment, turn off autopay, or cancel your account, make sure you have the latest version of the Flex app to access these features.

We understand that rent amounts can vary each month, so Flex will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Flex will ask you to confirm the rent amount that our system should process before submitting your rent payment.
You must be 18 years of age or older and qualify for a Flex credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Flex. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Flex services.
Rent reporting is an optional feature that is included in your Flexible Rent membership. When you pay your rent with Flex, we will automatically report your on-time rent payment to TransUnion – building your on-time payment history. Flex will never report anything but on-time payments to the credit bureau(s). More details on rent reporting here.
If your property is not yet integrated with Flex, you can still use Flexible Rent! Once you successfully sign up for Flexible Rent, you’ll receive a welcome email with specific instructions on how to submit your rent with a Flex bank account or debit card.