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Retain residents and boost NOI with flexible rent payments

Offer residents financial flexibility, save staff time, and enjoy peace of mind with predictable on-time rent.

Flex is offered across 8 million+ units nationwide

39

of the NMHC 2024 Top 50 Managers trust Flex

$0

cost to operators

~5 hrs

saved on rent collection per staff per week*

~3.6 pts

ORA® score increase*

*Based on a 2024 J Turner Research report in collaboration with Flex.

Flex is for property managers

Higher retention rates & renter satisfaction
Integration with all major PMS and payment portals
Stronger financial forecasting with predictable payments
Reduce overhead, increase staff productivity
Always $0 cost to operators

Put rent collection on autopilot

Empower greater cash flow management

Residents pay their rent to Flex in two payments

Flex pays the property in full and on-time every month

Residents pay their rent to Flex in two payments

Flex pays the property in full and on-time every month

Flex is for renters

Flexible payment scheduling
Encourages better budgeting
Builds credit history
No long term contract
No interest, late fees, or cancellation fees

Owners, operators & property managers love Flex

Learn more about flexible payments

How Sage Ventures streamlined operations with Flex

Revolutionize Rent Collection with Flexible Payments

Revolutionizing resident experience: The tech and payment flexibility advantage

How Sage Ventures streamlined operations with Flex

Revolutionize Rent Collection with Flexible Payments

Revolutionizing resident experience: The tech and payment flexibility advantage

Ready to partner with Flex?

Ready to partner with Flex?

Flexible Finance, Inc. (“Flex”) is a financial technology company, not a bank. All lines of credit, banking services, and payment transmissions are offered by Lead Bank. An application and credit assessment are required for approval. Credit line amounts vary based on eligibility (graphics are illustrative only); to access a credit line, you are required to make timely payments each month. Unsecured lines of credit are provided for a recurring monthly membership fee of $14.99 at 0% APR. A bill payment fee of 1% of your total rent is also charged when you pay your rent using the Flex app (additional card processing fee applies when using a credit card). Memberships automatically renew until canceled. Secured lines of credit are provided at 0–9% APR based on your credit worthiness. You are required to maintain a security deposit with Lead Bank. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your line of credit may be reported to one or more national credit bureaus. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Licenses
Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673

*Individual results vary. Average outcome for customers who opened a Credit Builder account for use in September 2024 with a starting VantageScore 3.0 with a credit score below 560 and made consistent, on-time payments for at least one month. Factors other than on time payments, including interactions with other creditors, also play a role and may impact results. Payment history will be reported to TransUnion. Past performance does not guarantee future results, and a credit score increase is not guaranteed.

© 2025 Flexible Finance Inc.