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4.8 App Store rating (217k+ reviews)

Skip the cash advance for rent. Use Flex instead.

Flex covers your rent upfront so you can pay it back later in smaller payments. You get the same relief as a cash advance, without the high cost.

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Easier on budget
Helps pay rent on time
Builds credit history
*Subject to renter and landlord eligibility. Terms and conditions apply.

How flexible rent works

Make your rent schedule work for you.
Rent gets paid in full
As long as you pay part of your rent when it’s due (your 1st payment), Flex will cover the rest with what you borrow from your credit line.
Pay Flex back on your schedule
Make a 2nd payment to pay off your credit line before the end of the month.
Build credit history
Your on-time rent payments may be reported to TransUnion to help you establish payment history and build your credit profile.
Rent gets paid in full
As long as you pay part of your rent when it’s due (your 1st payment), Flex will cover the rest with what you borrow from your credit line.
Pay Flex back on your schedule
Make a 2nd payment to pay off your credit line before the end of the month.
Build credit history
Your on-time rent payments may be reported to TransUnion to help you establish payment history and build your credit profile.

Flex helps people breath easier

92% of responding members feel their overall financial health improved.*
Life Saver
Having a job that doesn’t pay every two weeks makes paying bills more difficult than it has to be. Flex has literally been a life saver. Being able to pay rent in two parts has freed up much-needed finances and allowed me to become current on so many bills.
Tyler Rojas
Great for building credit and managing funds
Great! I find this very convenient to help with building credit while doing something you do every month- pay rent. I also love the fact that I can split my payments up in two payments. 10/10!
Malcolm Gordon
Great app, great place when you need a little help
Flex has helped my family through a difficult time with flexible rent options and helped us get back on track. If you’re hesitant about Flex, give them a try. You will be glad and relieved you did!
Brooke Salazar
Life saver for inflation
My rent has gone up like crazy but my salary hasn’t. Flex has helped me manage my finances so I’m not stressing the first two weeks of the month. So thankful I found this app.
Lara Laine
Budget saver
Cash flow is king — Flex allowed me to get my budget under control and get off the teeter totter. I’ve been able to start putting money away without an increase in income just by stabilizing my monthly cash flow — thank you Flex.
Michael Barrow
Flex has made paying rent exciting, and it looks nice too.
That’s why I chose to use Flex. It’s building credit on something I believe we should already be able to build credit on in the first place.
Elaine Ma
*Data based on a 458 customer responses through Flex’s 2025 Financial Well-being Survey.

Trusted by over a million renters

We take that trust seriously. Your data is protected with bank-level encryption and we follow strict financial regulations to keep your information safe. If you ever need support—we're here for you.

Over 12.7 million
On-time rent payments on behalf of users.
App Store rating (217k+ reviews)
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© 2026 Flexible Finance Inc.
California, Minnesota, and Oregon Privacy Requests

Flexible Finance, Inc., together with its subsidiaries (“Flex”), is a financial technology company, not a bank. All loans, lines of credit (including "Flex Rent"), banking services, and payment transmissions are offered by Lead Bank or Column N.A., Member FDIC. An application and credit assessment are required. Unsecured lines of credit for Flex Rent are provided for a recurring monthly membership fee up to $14.99; membership automatically renews until canceled. A bill payment fee of 1% of your total rent amount is also charged (an additional 2.5% processing fee applies when using a credit card). Term loans for Flex Move-in are provided at 16.95%-23.84% annual percentage rate (APR) based on state of residence, loan duration, and other relevant factors. A bill payment fee of 1% of your initial payment amount is also charged. Term loans are currently only available to eligible customers in certain states. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. All loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank or Column N.A., Member FDIC; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Column, N.A. only supports Flex Rent at this time.


Licenses

Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673
Flexible Finance Payments, LLC (2713261)
Please refer to NMLS Consumer Access for information on our licenses
‍
Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. FLEXIBLE FINANCE BROKERING, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

All product names, logos, brands, and trademarks are the property of their respective owners. Use of these names, logos, and brands does not imply endorsement.