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Your bills, flexed

Pay utilities, phone, internet, car, and more—all in one place, on your schedule.

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Manage everyday bills with ease

All your bills, one place
Add any bill to Flex in just a few minutes.
Split your bills in two
Flex works with your cash flow, not against it.
See every due date
Track what's due and when, so nothing slips through the cracks.

Sync bills with your pay

A world where everyday bills—like utilities, internet, and car—align with your paychecks. So you can stay on track without juggling due dates or multiple account logins.

Add your bills. Split in two.

  1. Choose the bills you want to split
  2. Pay part of your bill when it's due
  3. Your bill gets paid in full
  4. Pay Flex back the rest within 30 days

Real people. Real relief.

Breathing room
The best thing about Flex is that I don’t have to worry about how I’m going to pay my car note or insurance. I can get all of that taken care of.
Tiffany C.
Relief
I was relieved knowing a tool like this exists that can help me manage my finances and budget, but I was miffed that a tool like this didn’t come along earlier.
Hanson X.
Less stress
It took so much stress off my life knowing this was an option for payment.
Duwayne P.

Frequently asked questions

How does Flex work for my bills?

Flex gives you one place to manage your everyday bills—utilities, phone, internet, mortgage, car, and more—with more control over how and when you pay.

Instead of paying your full bill all at once, you can split it into two payments that work around your cash flow. Your bill is paid to your provider in full and on time, so you stay on track without draining your account.

What types of bills can I split?

You can split a wide range of bills with Flex, including utilities, phone, internet, mortgage, car, insurance, childcare, and more. If you pay it, chances are you can split it with Flex.

Are there any eligibility checks to use Flex?

Yes. Flex uses a few simple checks to determine eligibility, including your income, your Flex account history, and a soft credit check. This soft credit check does not impact your credit score.

Are there fees for using this?

There's a 0.5% processing fee on your payments, and up to a 3% fee on your second payment based on how much you borrow. Paying by credit card adds a 2.5% surcharge. And depending on your provider, these may already be covered for you.