Flex: Apartment list

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Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Get started

Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Get started

Why people love Flex

Help you pay rent on time 

By splitting your rent into two payments, you pay on a schedule that works for you.

Improve your cash flow

Flex allows you to pay over the month, better aligning your rent and finances.

Build your credit history

Every payment establishes your payment history, helping you build your future.

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How flexible rent works

Sign up and create your schedule

We’ll perform a soft credit check to check your eligibility. Then, create a rent payment schedule that fits your finances.

Fund part of your rent

Contribute part of your rent to access your Flex credit line which unlocks Flexible Rent. We can automatically pull funds or you can manually initiate the rent payment process.

Your rent gets paid

Depending on your property, we will either pay your rent directly or provide a payment method for your resident portal.

Flex Direct Pay

If your property is part of the Flex Direct Pay network, we’ll pay your rent directly to your property after processing your 1st payment.

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Self Pay

If your property isn’t in the Flex Direct Pay network, we’ll provide a Flex-funded account for you to pay your rent through your portal after processing your 1st payment.

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Flex Direct Pay

If your property is part of the Flex Direct Pay network, we’ll pay your rent directly to your property after processing your 1st payment.

Learn more

Self Pay

If your property isn’t in the Flex Direct Pay network, we’ll provide a Flex-funded account for you to pay your rent through your portal after processing your 1st payment.

Learn more

Pay us back on your schedule

Payments will be automatically processed according to your payment schedule, or you can pay through the app when convenient.

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Paying with Flexible Rent

Let’s break down an example of a $1,500 rent payment when paying with debit.
Payment Type You Pay Example payment dates
1st payment
$909*

1st of each month i Flex will start collecting your 1st payment as soon as your rent is posted on the rent portal which can be as early as the last day of the prior month.

2nd payment
$606*

15th of each month i You have the flexibility to choose your 2nd payment date and select any day up to the last day of the month.

Membership fee
$14.99

15th of each month

*Example payments include a 1% bill payment fee.

Payment Type You Pay Example payment dates
1st payment
$909*
1st of each month i Flex will start collecting your 1st payment as soon as your rent is posted on the rent portal which can be as early as the last day of the prior month.
2nd payment
$606*
15th of each month i You have the flexibility to choose your 2nd payment date and select any day up to the last day of the month.
Membership fee
$14.99

15th of each month

*Example payments include a 1% bill payment fee.

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FAQs

Here are a few of our most frequently asked questions.
Flex can start helping you pay your rent as soon as your property posts your monthly rent bill in your rent portal. In order for Flex to pay your rent, you must complete your first payment or deposit with Flex. Once this step is completed, Flex will handle your rent payments in one of two ways: Direct Payment: Flex will pay your full rent amount directly to your property. Flex-Funded Payment Method: Flex will provide you with a Flex-funded payment method that you can use to manually submit your rent payment through your rent portal.
You have the flexibility to make changes to your payment schedule directly in the app. Just remember to reschedule at least 1 business day before the chosen date and ensure your account has a zero balance by 11:59 PM ET on the last day of the month to continue benefiting from Flex services in the coming months. If you turn autopay off and don’t pay rent through Flex, we will keep your Flex credit line open with the same monthly membership fee. If you cancel your Flex account, you’ll no longer pay a membership fee but you’ll have to re-apply to use Flex again in the future. To reschedule your 2nd payment, turn off autopay, or cancel your account, make sure you have the latest version of the Flex app to access these features.
We understand that rent amounts can vary each month, so Flex will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Flex will ask you to confirm the rent amount that our system should process before submitting your rent payment
You must be 18 years of age or older and qualify for a Flex credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Flex. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Flex services.
Rent reporting is an optional feature that is included in your Flexible Rent membership. When you pay your rent with Flex, we will automatically report your on-time rent payment to TransUnion – building your on-time payment history. Flex will never report anything but on-time payments to the credit bureau(s). More details on rent reporting here.

Once you successfully sign up for Flexible Rent, the app will show your account is active and you’ll receive a welcome email with specific instructions on how to prepare for your 1st month! We’ll notify you if you need to take any additional action.