bill splitting app*
users
in bills paid
from 680k+ users
Rent gets paid in full.
You split it in 2.
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Step 1
Set-up your address and choose your payment schedule.
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Step 2
Your rent gets paid in full to your landlord or property.
Step 3
You split it in 2: half when rent is due, half before the end of the month.
Get credit for paying rent.
Turn the rent you already pay into credit history. Your on-time payments are reported to all major credit bureaus at no extra cost.
Your rent, flexed.
How your bills split
Fee Info.
- Membership: $5.99/mo. Includes positive rent reporting to credit bureaus,, flexible rent payments, and funds available when you need them.
- Processing fee: 0.5% of your total bill amount. Covers sending your full payment to your provider. Cannot be reduced with early repayment.
- Split fee: Up to 3%, only on the amount you borrow. Covers the cost of borrowing from Flex, and cannot be reduced with early repayment.
- Credit card: If you chose to pay with a credit card, a 2.5% surcharge applies.
The standard in flexible rent.
Works wherever you rent.
Apartment or house, rent portal or direct payment — Flex moves with you.
Pick your 2nd payment date.
Move it anytime before the end of the month.
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Choose how much to split.
Split half your rent or reduce the amount to lower your cost.
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3.5M+ members. Same feeling.
“
This company has helped with not only my rent but also my personal bills like utilities and internet too!! Definitely recommend!
David S.
“
It helped me budget my bills and my paychecks by allowing me to split payments while paying bills on time. Win-win situation!!!
Andre W.
“
Flex is easy to use. Set it and forget it. Makes budgeting easy. Gives you flexibility to pay bills on time.
Kayla B.
“
This app is literally saving me from stressing out about not having my payments in full. Rent, car insurance, electric so far and I’ll be adding more. Just to help me with cushion as I get more on my feet!
Ashley R.
“
Thank God for Flex! I’m able to pay my bills on time!!!
Dani R.
Frequently asked questions
Can I split my rent with Flex?
Yes, if you’re eligible. Applying only takes a few minutes and doesn’t affect your credit score. Flex works wherever you rent — you don’t need your building to be partnered with us.
How much of my rent can I split?
You choose how much to split, up to the amount you’re approved for. You’ll see your exact amount in the app before you commit — and that amount can grow the more on-time payments you make.
When is my 2nd payment due?
Any date you pick before the end of the month. You can move it if your plans change.
Will my landlord know I’m using Flex?
Flex sends your full rent to your property or landlord on the due date, so what they see is a rent payment made on time and in full.
What does it cost?
Up to $5.99 a month for membership, a 0.5% processing fee on your rent, and a split fee of up to 3% on your 2nd payment — charged only if you split. The split fee is based on how much you borrow and cannot be reduced with early repayment. Paying by credit card adds 2.5% surcharge. There are no late fees and no penalties from Flex.
Does splitting my rent build credit?
You can report your on-time rent payments to TransUnion, Experian and Equifax, which can help build your credit history. It’s included in your membership at no extra cost.
Do I have to split every month?
No. Cover your rent in one payment whenever you want and skip the split fee — split again later with no reapplying.
Can I pay rent with a credit card through Flex?
Yes. You can pay rent with a credit card, debit card or bank account. Paying by credit card adds a 2.5% surcharge. Check the app to see which payment methods are available to you.
Is Flex legit?
Yes. Flex is a financial technology company headquartered in New York, and its lines of credit and payment services are provided by Lead Bank and Column N.A., both Members FDIC. Your rent is sent to your property or landlord in full on the due date. On-time payments are reported to Equifax, Experian, and TransUnion, and all fees — including the monthly membership fee — are disclosed upfront before you enroll. You can read renter reviews and see how Flex compares to other options at getflex.com/reviews/ and getflex.com/compare/.
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