Flexible Rent – Split Your Rent into Smaller Payments with Flex

Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Start now

Split rent into smaller
payments

Say goodbye to lump sum payments and hello to flexible, rewarding rent that lets you breathe easier each month.

Start now

Improve your cash flow

Pay your rent over the month, so you can plan for the things that matter most to you.

Help you pay rent on time 

Split your rent into smaller payments, so you can rest easy each month.

Build credit history

Your on-time rent payments are reported to TransUnion, helping you build your future.

Stretch your cash further

Get more freedom to allocate your money where it’s needed the most. So you can rest easy knowing that your finances are within your control.

Start now

How it works

Sign up and create your schedule

We’ll perform a soft credit check to check your eligibility. Then, create a rent payment schedule that fits your finances.

Fund part of your rent

Contribute part of your rent to access your Flex credit line which unlocks Flexible Rent. We can automatically pull funds or you can manually initiate the rent payment process.

Your rent gets paid

Depending on your property, we will either pay your rent directly or provide a payment method for your resident portal.

Pay us back on your schedule

Payments will be automatically processed according to your payment schedule, or you can pay through the app when convenient.

Enjoy Flexible Rent when you need it!

You’ll be able to split your rent as long as your account is in good standing. 
You also have the option to turn off rent autopay or cancel anytime.

Paying with Flex

We currently offer two different credit line types with different pricing.
Type of credit line​ Pricing
If you have an unsecured credit line
equal to a portion of your rent bill
  • $14.99 monthly membership fee
  • 1% bill payment fee

If using a credit card, a 2.5% card transaction fee
will also be applied.
If you have a secured credit line equal
to your entire rent bill
  • No monthly membership fee
  • 2% monthly interest (24% APR)

*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.

Type of credit line​ Pricing

If you have an unsecured credit line equal to a portion of your rent bill
• $14.99 monthly membership fee
• 1% bill payment fee


If using a credit card, a 2.5% card transaction fee will also be applied.

If you have a secured credit line equal to your entire rent bill

• No monthly membership fee
• 2% monthly interest (24% APR)
*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.

FAQs

Here are a few of our most frequently asked questions.
Flex can start helping you pay your rent as soon as your property posts your monthly rent bill in your rent portal. In order for Flex to pay your rent, you must complete your first payment or deposit with Flex. Once this step is completed, Flex will handle your rent payments in one of two ways: Direct Payment: Flex will pay your full rent amount directly to your property. Flex-Funded Payment Method: Flex will provide you with a Flex-funded payment method that you can use to manually submit your rent payment through your rent portal.

You have the flexibility to make changes to your payment schedule directly in the app. Just remember to reschedule at least 1 business day before the chosen date and ensure your account has a zero balance by 11:59 PM ET on the last day of the month to continue benefiting from Flex services in the coming months. If you turn autopay off and don’t pay rent through Flex, we will keep your Flex credit line open with the same monthly membership fee. If you cancel your Flex account, you’ll no longer pay a membership fee but you’ll have to re-apply to use Flex again in the future.

To reschedule your 2nd payment, turn off autopay, or cancel your account, make sure you have the latest version of the Flex app to access these features.

We understand that rent amounts can vary each month, so Flex will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Flex will ask you to confirm the rent amount that our system should process before submitting your rent payment
You must be 18 years of age or older and qualify for a Flex credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Flex. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Flex services.

Rent reporting is an optional feature that is included in your Flexible Rent membership. When you pay your rent with Flex, we will automatically report your on-time rent payment to TransUnion – building your on-time payment history. Flex will never report anything but on-time payments to the credit bureau(s). More details on rent reporting here.

Once you successfully sign up for Flexible Rent, the app will show your account is active and you’ll receive a welcome email with specific instructions on how to prepare for your 1st month! We’ll notify you if you need to take any additional action.