bill splitting app*
users
in bills paid
from 680k+ users
Your plan, on your schedule.
Monthly premium is paid on time.
Your insurer gets the full amount when it’s due. No delays, no guessing whether you’re covered.
Choose how to pay.
Split more, split less, or move your 2nd payment date. Your policy stays active however you choose to pay.
No growing balances.
What you owe is what you owe. No late fees charged by Flex, and no balance that grows over time.
Your insurance, flexed.
How your bills split
Fee Info.
- Processing fee: 0.5% of your total bill amount. Covers sending your full payment to your provider.
- Split fee: Up to 3%, only on the amount you borrow. Covers the cost of borrowing from Flex. Cannot be reduced with early repayment.
- Credit card: If you chose to pay with a credit card, a 2.5% surcharge applies. Credit cards may not be used for mortgage or car payments.
3.5M+ members. Same feeling.
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This company has helped with not only my rent but also my personal bills like utilities and internet too!! Definitely recommend!
David S.
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It helped me budget my bills and my paychecks by allowing me to split payments while paying bills on time. Win-win situation!!!
Andre W.
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Flex is easy to use. Set it and forget it. Makes budgeting easy. Gives you flexibility to pay bills on time.
Kayla B.
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This app is literally saving me from stressing out about not having my payments in full. Rent, car insurance, electric so far and I’ll be adding more. Just to help me with cushion as I get more on my feet!
Ashley R.
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Thank God for Flex! I’m able to pay my bills on time!!!
Dani R.
Frequently asked questions
Can I split my car insurance payment?
Yes. Check your eligibility, choose how much of your monthly premium to pay when it’s due, and Flex covers the rest. Your insurer is paid in full upfront. You pay Flex back within 30 days, on a date you choose.
Can I split my home insurance payment?
Yes, if you pay your home insurance directly. If your home insurance is paid through your mortgage escrow, it’s part of your mortgage payment. See how Flex works with your mortgage instead getflex.com/mortgage.
Will my coverage be affected if I split my premium?
With Flex, your insurer receives the full premium upfront so you can keep your coverage whether you split your payment or pay in full.
How is this different from my insurer’s monthly payment plan?
Many insurers charge service or installment fees for monthly billing. Flex works with the billing schedule you already have: you split the premium payment you already make, choose your own dates, and your insurer is paid in full.
What does it cost to split an insurance payment?
There’s a 0.5% processing fee on the bill amount, and a split fee of up to 3% on your 2nd payment, charged only if you split. The split fee is based on how much you borrow and cannot be reduced with early repayment. Paying by credit card adds a 2.5% surcharge. There are no late fees and no penalties from Flex. You don’t have to pay a membership fee to split an everyday bill.
Does splitting insurance payments build credit history?
Insurance payments don’t include credit reporting. If you pay rent with Flex, your on-time rent payments are reported to TransUnion, Equifax and Experian at no extra cost, which can help build your credit history.
What if my premium changes at renewal?
You choose how much to split each month, so a new premium just means a new choice. Change any of it, when you need to.
Do I have to split every month?
No. You can pay all at once any time you choose and you won’t pay a split fee. You won’t have to reapply to split again later.
Flex
Your
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