How it works

Split rent into
smaller payments

Flex helps you pay rent on time, improve
cash flow, and build your credit history
with rent reporting.
Start now

Split rent into
smaller
payments

Flex helps you pay rent on time, improve cash flow, and build your credit history with rent reporting.
Start now

Split rent
into smaller
payments

Flex helps you pay rent
on time, improve cash
flow, and build your
credit history with
rent reporting.
Start now

How to use Flex to pay rent

Sign up for Flex

Enter personal and property details, check eligibility for a Flex credit line, add a payment method, and choose your payment schedule.

You fund part of your rent to unlock your credit line

Once your bill is posted in your rent portal, Flex can either automatically pull funds from your linked payment account or you can initiate the process manually. 

Flex helps pay your rent in full to your property

Depending on your property, Flex will either pay your rent for you or you will use a Flex funded payment method to pay in your rent portal. 

You pay Flex back later in the month

Flex will automatically process your payments based on the schedule you choose. You can also pay in the app when it’s convenient for you.

Enjoy flexible rent when you need it!

You’ll be able to split your rent as long as your account is in good standing. You also have the option to turn off rent autopay or cancel anytime.

How to use Flex to
pay rent

Sign up for Flex

Enter personal and property details, check eligibility for a Flex credit line, add a payment method, and choose your payment schedule.

You fund part of your rent to unlock your credit line

Once your bill is posted in your rent portal, Flex can either automatically pull funds from your linked payment account or you can initiate the process manually. 

Flex helps pay your rent in full to your property

Depending on your property, Flex will either pay your rent for you or you will use a Flex funded payment method to pay in your rent portal. 

You pay Flex back later in the month

Flex will automatically process your payments based on the schedule you choose. You can also pay in the app when it’s convenient for you.

Enjoy flexible rent when you need it!

You’ll be able to split your rent as long as your account is in good standing. You also have the option to turn off rent autopay or cancel anytime.

Paying with Flex

Flex pricing* varies depending on the type of credit line you’re offered:
Type of credit line​ Pricing

If you have an unsecured credit line equal to a portion of your rent bill
• $14.99 monthly membership fee
• 1% bill payment fee
If using a credit card, a 2.5% card transaction fee will also be applied.

If you have a secured credit line equal to your entire rent bill

• No monthly membership fee
•2% monthly interest (24% APR)
*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.
Type of credit line​ Pricing
If you have an unsecured credit line
equal to a portion of your rent bill
  • $14.99 monthly membership fee
  • 1% bill payment fee
  •  

If using a credit card, a 2.5% card transaction fee
will also be applied.

If you have a secured credit line equal
to your entire rent bill
  • No monthly membership fee
  • 2% monthly interest (24% APR)
*Pricing and features are subject to change. For the most accurate pricing information, you can check the Flex app or contact our support team for assistance.

FAQs

Here are a few of our most frequently asked questions.
Once you successfully sign up for Flex, the app will show your account is active and you’ll receive a welcome email with specific instructions on how to prepare for your 1st month with Flex! We’ll notify you if you need to take any additional action.

Flex can start helping you pay your rent when your property posts your monthly rent bill in your rent portal. You must complete your 1st payment or deposit in order for Flex to start paying your rent. Once that’s completed, Flex will either pay your full rent directly to your property or help you complete your rent payment by giving you a Flex-funded payment method for you to manually submit payment in your rent portal.

You have the flexibility to make changes to your payment schedule directly in the app. Just remember to reschedule at least 1 business day before the chosen date and ensure your account has a zero balance by 11:59 PM ET on the last day of the month to continue benefiting from Flex services in the coming months. Pausing keeps your Flex credit line open with the same monthly membership fee. If you cancel your Flex account, you’ll no longer pay a membership fee but you’ll have to re-apply to use Flex again in the future.


To reschedule your 2nd payment, pause, or cancel your account, make sure you have the latest version of the Flex app to access these features.

We understand that rent amounts can vary each month, so Flex will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Flex will ask you to confirm the rent amount that our system should process before submitting your rent payment.

You must be 18 years of age or older and qualify for a Flex credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Flex. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Flex services.

Flex rent reporting is an optional feature that is included in your Flex membership. When you pay your rent with Flex, Flex will automatically report your on-time rent payment to TransUnion – building your on-time payment history. Flex will never report anything but on-time payments to the credit bureau(s). More details on rent reporting here.