Rent that works on a senior living budget

Spread your rent over the month instead of a large, single payment

How Flexible Rent works

We’ll perform a soft credit check to check your eligibility. Then, create a rent payment schedule that fits your finances.

Fund part of your rent

Contribute part of your rent to access your Flex credit line which unlocks Flexible Rent. We can automatically pull funds or you can manually initiate the rent payment process.

Your rent gets paid

Depending on your property, we will either pay your rent directly or provide you with a payment method for you to submit your rent through your rent portal.

Pay us back on your schedule

Payments will be automatically processed according to your payment schedule, or you can pay through the app when convenient.

Stretch your cash further

Get more freedom to allocate your money where it’s needed the most. So you can rest easy knowing that your finances are within your control.

Frequently asked questions

Am I able to change my payment schedule or update my Flexible Rent account status?

You have the flexibility to make changes to your payment schedule directly in the app. Just remember to reschedule at least 1 business day before the chosen date and ensure your account has a zero balance by 11:59 PM ET on the last day of the month to continue benefiting from Flex services in the coming months. If you turn autopay off and don’t pay rent through Flex, we will keep your Flex credit line open with the same monthly membership fee. If you cancel your Flex account, you’ll no longer pay a membership fee but you’ll have to re-apply to use Flex again in the future.

To reschedule your 2nd payment, turn off autopay, or cancel your account, make sure you have the latest version of the Flex app to access these features.

What happens if my rent fluctuates month over month?

We understand that rent amounts can vary each month, so Flex will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Flex will ask you to confirm the rent amount that our system should process before submitting your rent payment.

How do I know if I’m eligible to use Flexible Rent?

You must be 18 years of age or older and qualify for a Flex credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Flex. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Flex services.

What is rent reporting?

Rent reporting is an optional feature that is included in your Flexible Rent membership. When you pay your rent with Flex, we will automatically report your on-time rent payment to TransUnion – building your on-time payment history. Flex will never report anything but on-time payments to the credit bureau(s). More details on rent reporting here.

I don’t see my property listed during onboarding, can I still use Flexible Rent?

If your property is not yet integrated with Flex, you can still use Flexible Rent! Once you successfully sign up for Flexible Rent, you’ll receive a welcome email with specific instructions on how to submit your rent with a Flex bank account or debit card.

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Partner privacy notice

California, Minnesota, and Oregon Privacy Requests

Flexible Finance, Inc., together with its subsidiaries (“Flex”), is a financial technology company, not a bank. All loans, lines of credit (including "Flex Rent"), banking services, and payment transmissions are offered by Lead Bank or Column N.A., Member FDIC. An application and credit assessment are required. Unsecured lines of credit for Flex Rent are provided for a recurring monthly membership fee up to $14.99; membership automatically renews until canceled. A bill payment fee of 1% of your total rent amount is also charged (an additional 2.5% processing fee applies when using a credit card). Term loans for Flex Move-in are provided at 16.95%-23.84% annual percentage rate (APR) based on state of residence, loan duration, and other relevant factors. A bill payment fee of 1% of your initial payment amount is also charged. Term loans are currently only available to eligible customers in certain states. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. All loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank or Column N.A., Member FDIC; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Column, N.A. only supports Flex Rent at this time. 

Licenses Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800 Flexible Finance Servicing, Inc., NMLS ID #2256673 Please refer to NMLS Consumer Access for information on our licenses
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Vermont Residents: THIS IS A LOAN SOLICITATION ONLY. FLEXIBLE FINANCE BROKERING, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

All product names, logos, brands, and trademarks are the property of their respective owners. Use of these names, logos, and brands does not imply endorsement.