bill splitting app*
users
in bills paid
from 680k+ users
Bill paid on time. While you get more time.
Any provider, bundled or separate.
Whether it's one bundle or three separate bills, each one gets its own split. You choose the amount and the date, bill by bill.
Built for bills that change.
Promotions expire, plans change, overages happen. You choose how much to split each month, so the plan fits the bill.
No growing balances.
What you owe is what you owe. No late fees charged by Flex, and no balance that grows over time.
Your home service bill, flexed.
How your bills split
Fee Info.
- Processing fee: 0.5% of your total bill amount. Covers sending your full payment to your provider.
- Split fee: Up to 3%, only on the amount you borrow. Covers the cost of borrowing from Flex. Cannot be reduced with early repayment.
- Credit card: If you chose to pay with a credit card, a 2.5% surcharge applies. Credit cards may not be used for mortgage or car payments.
3.5M+ members. Same feeling.
“
This company has helped with not only my rent but also my personal bills like utilities and internet too!! Definitely recommend!
David S.
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It helped me budget my bills and my paychecks by allowing me to split payments while paying bills on time. Win-win situation!!!
Andre W.
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Flex is easy to use. Set it and forget it. Makes budgeting easy. Gives you flexibility to pay bills on time.
Kayla B.
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This app is literally saving me from stressing out about not having my payments in full. Rent, car insurance, electric so far and I’ll be adding more. Just to help me with cushion as I get more on my feet!
Ashley R.
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Thank God for Flex! I’m able to pay my bills on time!!!
Dani R.
Frequently asked questions
Can I split my internet bill?
Yes. Check your eligibility, choose how much to pay when the bill is due, and Flex covers the rest. Your provider is paid in full and on time. You pay Flex back within 30 days, on a date you choose.
Can I split my phone bill?
Yes, it works the same way as any bill on Flex: pay part when it's due, the rest later in the month on a date you choose, and your provider gets the full amount on time.
Can I split a bundled internet, phone and TV bill?
Yes. You can split your bill if it's bundled or separate. It works the same way—you choose how much to pay upfront and the rest later. Your provider gets paid in full.
Will my service be disconnected if I split the bill?
No. Your provider receives the full amount upfront, whether you split or pay in full.
What if my bill changes month to month?
Monthly fluctuations are common with home service bills. Promo pricing ends, plans change, data overages land. You choose how much to split each month. Change any of it, anytime.
What does it cost to split an internet, phone or TV bill?
There's a 0.5% processing fee on the bill amount, and a split fee of up to 3% on your 2nd payment—charged only if you split. The split fee is based on how much you borrow and cannot be reduced with early repayment. Paying by credit card adds 2.5% surcharge. There are no late fees and no penalties from Flex. You don't have to pay a membership fee to split an everyday bill.
Does splitting these bills build credit history?
Internet, phone and TV payments don't include credit reporting. If you pay rent through Flex, your on-time rent payments are reported to TransUnion, Equifax and Experian at no extra cost, which can help build your credit history.
Do I have to split every month?
No. Pay in full any month you choose and you won't pay a split fee. You never have to reapply to split again later.
Flex
Your
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